This page introduces what Meld does and the use cases it supports. It is for developers and product teams evaluating Meld, and by the end you should know whether Meld’s Digital Assets or Bank Linking products fit your needs and where to go next.

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Meld empowers you to

1. Buy, sell, or transfer digital assets, including stablecoins globally.
2. Have your users connect to their banks and pull their banking information.

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Common Digital Assets Use Cases

1. You are a wallet or fintech app that wants your users to be able to buy or sell crypto anywhere.
2. You are an employer who needs to pay out employees / contractors across the globe.
3. You are a marketplace that needs to collect payment globally using digital assets.
4. You currently support one or a few onramps but need many more for global coverage and better conversion.

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Common Bank Linking Use Cases

1. You offer your customers financial planning and need their transaction history and current balance.
2. You need your customers to verify their identity by connecting to their bank.
3. You need your customer’s iban information (or account number / routing number) to facilitate global bank transfers.

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Terminology

Next: View Meld’s products to see which ones are right for you.