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This data comes from Finicity’s /aggregation/v1/customers /{customerId}/institutionLogins /{institutionLoginId}/accounts/ endpoint and is returned from Meld’s /bank-linking/accounts endpoint. Meld uses the cached balance GetCustomerAccountsByInstitutionsLogin the vast majority of the time (for daily refreshes). If you force refresh just balances, Meld calls GetAvailableBalanceLive (because it’s quicker and cheaper), but if you refresh balances and transactions Meld calls RefreshCustomerAccountsByInstitutionLogin.
Example values: currency: "USD", currentAmount: 1543.22, availableAmount: 1487.10, updatedAt: "2024-08-12T14:33:00Z".