Owners

Use cases

Common use cases for verifying a customer’s identity:

Verify an account before initiating an ACH transaction.

Verify depository-type accounts (such as checking and savings) and credit-type accounts (such as credit cards).

Verify the information provided by your customer with a trusted source when opening a new account.

Verify customers you have identified as higher risk based on data such as email address, location, financial institution, or activity patterns.

Account identity data

When calling the financial account endpoint, you can access the account’s identity data for that account. See Retrieving Connection Data for an example.

Specifying OWNERS as a product in /bank-linking/connect/start does not guarantee account-owners data will be available for every account in the connection. Some accounts do not have owners data, and others may only have a subset of the owner fields.

Sample response

{
    "id": "W9ja25UmrZF25xbG22wdd",
    "accountId": "W9kbkRme9VT2iz6qdsaww2",
    "customerId": "W9ja24edcTHBks8h2e2dww",
    "institutionId": "Ntj3AwgdridJc2rasdssdd",
    "institutionName": "Chase",
    "status": "ACTIVE",
    "type": "DEPOSITORY",
    "subtype": "CHECKING",
    "name": "Checking",
    "truncatedAccountNumber": "1234",
    "identifiers": {
        // data
    },
    "balances": {
        // data
    },
    "owners": [
        {
            "addresses": [
                {
                    "data": {
                        "street": "123 Cherry Hill Lane",
                        "city": "Palo Alto",
                        "region": null,
                        "postalCode": "94537-8038",
                        "country": "USA",
                        "full": "123 Cherry Hill Lane Palo Alto CA 94537-8038 USA"
                    },
                    "primary": "UNKNOWN"
                }
            ],
            "emails": [
                "gjones@hotmail.net"
            ],
            "names": [
                "George Jones"
            ],
            "phoneNumbers": null
        }
    ],
    "serviceProviderDetails": [
        // data
    ]
}

Welcome

AI Toolkit

Meld API

Stablecoins & Digital Assets

Bank Linking

Overview

Use cases

Account identity data

Sample response

​Overview

​Use cases

​Account identity data

​Sample response

Overview

Use cases

Account identity data

Sample response