curl --request POST \
  --url https://api-sb.meld.io/accounts/customers \
  --header 'Authorization: <api-key>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "dateOfBirth": "<string>",
  "email": "jsmith@example.com",
  "externalId": "<string>",
  "name": {
    "firstName": "<string>",
    "lastName": "<string>"
  },
  "phone": "<string>"
}
'

import requests

url = "https://api-sb.meld.io/accounts/customers"

payload = {
    "dateOfBirth": "<string>",
    "email": "jsmith@example.com",
    "externalId": "<string>",
    "name": {
        "firstName": "<string>",
        "lastName": "<string>"
    },
    "phone": "<string>"
}
headers = {
    "Authorization": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    dateOfBirth: '<string>',
    email: 'jsmith@example.com',
    externalId: '<string>',
    name: {firstName: '<string>', lastName: '<string>'},
    phone: '<string>'
  })
};

fetch('https://api-sb.meld.io/accounts/customers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api-sb.meld.io/accounts/customers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'dateOfBirth' => '<string>',
    'email' => 'jsmith@example.com',
    'externalId' => '<string>',
    'name' => [
        'firstName' => '<string>',
        'lastName' => '<string>'
    ],
    'phone' => '<string>'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: <api-key>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api-sb.meld.io/accounts/customers"

	payload := strings.NewReader("{\n  \"dateOfBirth\": \"<string>\",\n  \"email\": \"jsmith@example.com\",\n  \"externalId\": \"<string>\",\n  \"name\": {\n    \"firstName\": \"<string>\",\n    \"lastName\": \"<string>\"\n  },\n  \"phone\": \"<string>\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api-sb.meld.io/accounts/customers")
  .header("Authorization", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"dateOfBirth\": \"<string>\",\n  \"email\": \"jsmith@example.com\",\n  \"externalId\": \"<string>\",\n  \"name\": {\n    \"firstName\": \"<string>\",\n    \"lastName\": \"<string>\"\n  },\n  \"phone\": \"<string>\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api-sb.meld.io/accounts/customers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"dateOfBirth\": \"<string>\",\n  \"email\": \"jsmith@example.com\",\n  \"externalId\": \"<string>\",\n  \"name\": {\n    \"firstName\": \"<string>\",\n    \"lastName\": \"<string>\"\n  },\n  \"phone\": \"<string>\"\n}"

response = http.request(request)
puts response.read_body

{
  "accountId": "<string>",
  "addresses": [
    {
      "addressDetails": {
        "city": "<string>",
        "country": "<string>",
        "lineOne": "<string>",
        "lineTwo": "<string>",
        "postalCode": "<string>",
        "region": "<string>"
      },
      "customerId": "<string>",
      "id": "<string>",
      "status": "ACTIVE",
      "type": "BILLING"
    }
  ],
  "dateOfBirth": "<string>",
  "email": "<string>",
  "externalId": "<string>",
  "id": "<string>",
  "key": "<string>",
  "name": {
    "firstName": "<string>",
    "lastName": "<string>"
  },
  "phone": "<string>",
  "previouslyUsedOnramps": [
    {
      "previouslyUsed": "2023-11-07T05:31:56Z",
      "serviceProvider": "ACROSS"
    }
  ],
  "serviceProviderCustomers": [
    {
      "createdAt": "2023-11-07T05:31:56Z",
      "customerId": "<string>",
      "deletedAt": "2023-11-07T05:31:56Z",
      "id": "<string>",
      "kyc": {
        "additionalInfo": {},
        "onboardingMethod": {
          "kycProvider": "<string>",
          "onboardingType": "<string>"
        },
        "status": "PENDING",
        "updatedAt": "2023-11-07T05:31:56Z"
      },
      "serviceProvider": "ACROSS",
      "serviceProviderAccessProfileId": "<string>",
      "serviceProviderDetails": {
        "type": "<string>",
        "customerType": "<string>"
      },
      "status": "<string>",
      "wallets": [
        "<string>"
      ]
    }
  ],
  "status": "ACTIVE",
  "type": "INDIVIDUAL"
}

{
  "code": "BAD_REQUEST",
  "message": "Bad request",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00",
  "errors": [
    "[email] must be a well-formed email address"
  ]
}

{
  "code": "UNAUTHORIZED",
  "message": "Access denied",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00"
}

{
  "code": "FORBIDDEN",
  "message": "Access denied",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00"
}

{
  "code": "NOT_FOUND",
  "message": "Resource not found",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00"
}

{
  "code": "CONFLICT",
  "message": "Conflict",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00"
}

{
  "code": "UNEXPECTED_ERROR",
  "message": "Unexpected error",
  "requestId": "01JB2K7C9XQZ4M8N2P5R6T3V",
  "timestamp": "2026-08-14T09:41:22.482+00:00"
}