Plaid to Meld Mappings

Note: You can always compare the raw responses from Plaid in the serviceProviderDetails section of a financial account.

Financial Account Base Fields

This data comes From Plaid's /accounts/get endpoint and is returned from Meld's /bank-linking/accounts endpoint.

Meld Field	Description	Plaid Response Field
name	The account name	accounts.name
truncatedAccountNumber	The last 4 digits of the account number	accounts.mask
status	The real-time status of the account	Due to Plaid only returning active bank accounts, it does not have this field. Meld will populate the status as `ACTIVE`
type	The type of the account. Mapped to a Meld standardized type	accounts.type
subtype	The subtype of the account. Mapped to a Meld standardized subtype	accounts.subtype

This data comes From Plaid's /auth/get endpoint and is returned from Meld's /bank-linking/accounts endpoint.

Meld Field	Description	Plaid Response Field
ach	ACH data object
accountNumber	The account number	numbers.ach.account
routingNumber	The account routing number. Reference Routing number	numbers.ach.routing
eft	EFT data object
accountNumber	The account number	numbers.eft.account
institutionNumber	The account institution number	numbers.eft.institution
branchNumber	The institution branch number	numbers.eft.branch
international	International data object
iban	The International Bank Account Number (IBAN) for the financial account	numbers.international.iban
bic	The Bank Identifier Code (BIC) for the financial account	numbers.international.bic
bacs	The BACS data object
accountNumber	BACS account number	numbers.bacs.account
sortCode	BACS sort code	numbers.bacs.sort_code

This data comes From Plaid's /accounts/balance/get endpoint and is returned from Meld's /bank-linking/accounts endpoint.

This data comes From Plaid's /identity/get endpoint and is returned from Meld's /bank-linking/accounts endpoint.

Meld Field	Description	Plaid Response Field
addresses	The address(es) associated with this owner
data	The address data object
street	The street and residence number	accounts.owners.addresses .data.street
city	The city	accounts.owners.addresses .data.city
region	The region/state	accounts.owners.addresses .data.region
postalCode	The postal or zip code	accounts.owners.addresses .data.postal_code
country	The ISO 3166-1 alpha-2 country code	accounts.owners.addresses .data.country
primary	Indicates if this is the owner's primary residence	accounts.owners.addresses .primary
emails	The email(s) associated with this owner
data	The email address	accounts.owners.emails.data
primary	Indicates if this is the owner's primary email	accounts.owners.emails.primary
names	The name(s) of this owner	accounts.owners.names
phoneNumbers	The phone number(s) associated with this owner
data	The phone number	accounts.owners .phone_numbers.data
primary	Indicates if this is the owner's primary phone number	accounts.owners .phone_numbers.primary

This data comes From Plaid's /transactions/get endpoint and is returned from Meld's /bank-linking/transactions endpoint.

Meld Field	Description	Plaid Response Field
amount	The amount of the transaction	amount
currency	The currency used in the transaction	iso_currency_code
payee	The recipient of the transaction	name
status	The status of the transaction	pending If returns `True`, Meld will populate the value as `PENDING` If returns `False`, Meld will populate the value as `POSTED`
transactionDate	The date and time the transaction was made	- For transactions with `PENDING` status: `date` - For transactions with `POSTED` status: `authorizedDate` - If the authorized date returns `null`, Meld will use the data from `date`
postedDate	The date and time the transaction was posted	- For transactions with `PENDING` status, it will return`null` - For transactions with `POSTED` status: `date`

This data comes From Plaid's /investments/holdings/get endpoint and is returned from Meld's /bank-linking/investments/holdings endpoint.

Meld Field	Description	Plaid Response Field
symbol	The symbol of the security	Securities.ticker_symbol
quantity	The number of shares of the security	Holdings.quantity
currentValue	The total current value of the holding	Holdings.institution_value
costBasis	The purchase price of the holding, per share	Holdings.cost_basis
currencyCode	The ISO currency code that was used to purchase the holding	Securities.iso_currency_code
updatedAt	The last time the details of this holding were updated	Holdings.institution_price_as_of
description	A description of the holding	Securities.name
closePrice	The price of the security at last market close	Securities.close_price
isin	The global ISO number for an individual security.	Securities.isin
cusip	A shortened version of the isin used for North American securities.	Securities.cusip
type	The type of holding (ex: stock, etf). This is normalized across providers.	Securities.type

This data comes From Plaid's /investments/transactions/get endpoint and is returned from Meld's /bank-linking/investments/transactions endpoint.

Meld Field	Description	Plaid Response Field
symbol	The symbol of the security	Securities.ticker_symbol
quantity	The number of shares of the security	Investment_transactions.quantity
costBasis	The purchase price of the holding, per share	Investment_transactions.price
cashBalance	The cash balance of the account after the transaction	Accounts.balances.current
accountId	The Id of the financial account	Accounts.account_id
amount	The total currency involved in the transaction	Investment_transactions.amount
currency	The ISO currency code that was used to purchase the holding	Investment_transactions.iso_currency_code
description	A description of the transaction	Securities.name
status	The status of the transaction	Not Available
transactionDate	The date the transaction was initiated	Investment_transactions.date
postedDate	The date the transaction was finalized	Not Available