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Finicity Balances Mapping

This data comes from Finicity's /aggregation/v1/customers /{customerId}/institutionLogins /{institutionLoginId}/accounts/ endpoint and is returned from Meld's /bank-linking/accounts endpoint.

Meld uses the cached balance GetCustomerAccountsByInstitutionsLogin the vast majority of the time (for daily refreshes).

If you force refresh just balances, Meld calls GetAvailableBalanceLive (because it's quicker and cheaper), but if you refresh balances and transactions Meld calls RefreshCustomerAccountsByInstitutionLogin.

Meld

Description

Finicity Response Field

currency

The currency of the account balance

currency

currentAmount

The current amount in the account

balance

availableAmount

The available amount in the account

Assigned in the following order if non-null:

detail.availableBalanceAmount
detail.availableCashBalance
balance

updatedAt

The last time balances were updated

balanceDate