Creating institution connections makes up the core of Meld's bank linking service and enables accessing customer financial data. Each connection has its own set of products associated with it, and is established via an underlying service provider. Here are the steps to make a connection:

1. Create a connect token. Remember to choose the products for which you would like data.
2. Launch the widget.
3. The user will select an institution.
4. The user will complete the connection.

How to Make a Connection

Routing

Routing can be used to route to user to the best provider to complete their connection. More information on bank linking routing can be found here.

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Routing across Service Providers

Meld's Bank Linking stack allows you to route your customers to specific service providers based upon predefined defaults, a service provider waterfall based on institution coverage and availability, or specific financial institution based decisioning.

Routing rules are defined within the Meld dashboard.